PlainTalk Insights &
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We translate sophisticated financial and estate strategies into the clarity of plain language. To foster professional engagement and provide broad access to our expertise, our featured articles are hosted on LinkedIn. Clicking any insight below will take you directly to the platform for the full reading experience and dialogue.
Featured Insights
here is an infographic that shows how much you pay depends on the type of income generated by your investments and your income tax rate
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Below is a small selection of additional PlainTalk articles. To access the full archive of hundreds of pieces, visit our LinkedIn presence.
How much to save for retirement
How much should someone save for retirement? Most people focus on a number. The focus is on the asset side or income side. What about the expense side?
splitting non-registered income with your spouse and reducing taxes
strategies to minimize taxes for couples or families where one person makes a lot more money than the other. and business owners sprinkling income amongst family members who may or may not have been actively involved in the business
Actual vs. effective owner of corporately owned life insurance
My last article shared the background of a case where corporately owned life insurance was being used for personal estate planning. What claims do family have to those life insurance proceeds when seeking support from the estate?
Insured Buy Sell Agreements and the Capital Dividend Account
Funding a buy/sell or shareholders agreement using life insurance is often the most effective and cost efficient method of providing liquid dollars to implement the deal when an owner passes. You may think that a purchase of shares or assets would automatically use tax-free capital dividends to buy that interest in the company. If it’s not in writing then there is no legal obligation to do so.
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Connect with PlainTalk featuring Peter Wouters on LinkedIn.